/* Financial Triangulation OÜ — site stylesheet. Plain CSS, no build step. Edit this file directly. */
/* ===== Fonts: IBM Plex, self-hosted (SIL OFL 1.1, see assets/fonts/OFL.txt) ===== */
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-sans-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-sans-400-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-sans-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-sans-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url('../fonts/plex-sans-600-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url('../fonts/plex-sans-600-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Serif';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-serif-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Serif';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-serif-400-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Serif';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-serif-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Serif';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-serif-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Serif';font-style:italic;font-weight:400;font-display:swap;src:url('../fonts/plex-serif-400i-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Serif';font-style:italic;font-weight:400;font-display:swap;src:url('../fonts/plex-serif-400i-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-mono-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/plex-mono-400-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-mono-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:500;font-display:swap;src:url('../fonts/plex-mono-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}

/* ===== Design tokens ===== */
:root{
  --ink:#0B1424;
  --ink-2:#1B2638;
  --body:#3A4556;
  --muted:#5A6577;
  --ivory:#FAF8F4;
  --paper:#FFFFFF;
  --stone:#F1EEE7;
  --line:#E4DFD5;
  --line-strong:#CFC8BA;
  --accent:#1F4FB8;
  --accent-hover:#163A8A;
  --accent-soft:#E8EEF9;
  --brass:#B08D57;
  --on-ink:#B3BDCB;
  --on-ink-strong:#E3E7ED;
  --on-ink-label:#9DB8F2;
  --line-ink:#2A3750;

  --serif:'IBM Plex Serif',Georgia,'Times New Roman',serif;
  --sans:'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  --wrap:1200px;
  --gutter:clamp(20px,4vw,40px);
  --section:clamp(72px,10vw,128px);
  --radius:6px;
  --shadow:0 1px 0 rgba(11,20,36,.04),0 24px 48px -28px rgba(11,20,36,.28);
}

/* ===== Base ===== */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--body);font-family:var(--sans);font-size:clamp(16px,1.05vw + 11px,18px);line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{display:block;max-width:100%}
h1,h2,h3,h4{margin:0;color:var(--ink);font-weight:400}
p{margin:0}
ul,ol{margin:0;padding:0}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:.2em}
a:hover{color:var(--accent-hover)}
::selection{background:var(--ink);color:var(--ivory)}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:2px}
.on-ink :focus-visible,.site-footer :focus-visible{outline-color:var(--on-ink-label)}
.skip{position:absolute;left:16px;top:-80px;z-index:100;background:var(--ink);color:#fff;padding:10px 16px;border-radius:var(--radius);text-decoration:none}
.skip:focus{top:12px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ===== Typography helpers ===== */
.eyebrow{font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);display:flex;align-items:center;gap:12px}
.eyebrow::before{content:"";width:28px;height:1px;background:var(--brass)}
.on-ink .eyebrow{color:var(--on-ink-label)}
.h2{font-family:var(--serif);font-size:clamp(2rem,3.6vw + .5rem,3.25rem);line-height:1.1;letter-spacing:-.018em;color:var(--ink)}
.on-ink .h2{color:#fff}
.lead{font-size:clamp(1.0625rem,.5vw + 1rem,1.25rem);line-height:1.6;color:var(--body)}
.mono{font-family:var(--mono)}
.section{padding:var(--section) 0}
.section-head{display:flex;flex-direction:column;gap:20px;max-width:720px;margin-bottom:clamp(40px,6vw,72px)}

/* ===== Header ===== */
.site-header{position:sticky;top:0;z-index:50;background:rgba(250,248,244,.86);-webkit-backdrop-filter:saturate(1.4) blur(14px);backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line)}
.header-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 32px;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink)}
.brand:hover{color:var(--ink)}
.brand-mark{width:38px;height:38px;border:1px solid var(--ink);border-radius:2px;display:grid;place-items:center;background:var(--ink)}
.brand-mark svg{width:20px;height:20px}
.brand-name{font-family:var(--serif);font-size:19px;font-weight:500;letter-spacing:-.01em;line-height:1.1}
.brand-name small{display:block;font-family:var(--mono);font-size:10px;font-weight:400;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:4px}
.nav{display:flex;flex-wrap:wrap;align-items:center;gap:6px 30px;font-size:15px}
.nav a{color:var(--ink);text-decoration:none;padding:6px 0;background:linear-gradient(var(--brass),var(--brass)) 0 100%/0 1px no-repeat;transition:background-size .25s ease}
.nav a:hover,.nav a[aria-current]{background-size:100% 1px;color:var(--ink)}

/* ===== Hero ===== */
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line);background:
  radial-gradient(900px 480px at 88% -8%,#E9EEF8 0,rgba(233,238,248,0) 65%),
  linear-gradient(var(--ivory),var(--ivory))}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.55;background-image:linear-gradient(to right,var(--line) 1px,transparent 1px);background-size:min(160px,22vw) 100%;-webkit-mask-image:linear-gradient(to bottom,#000,transparent 85%);mask-image:linear-gradient(to bottom,#000,transparent 85%)}
.hero-in{position:relative;display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:clamp(40px,6vw,96px);align-items:center;padding-top:clamp(56px,9vw,120px);padding-bottom:clamp(56px,9vw,120px)}
.hero-copy{display:flex;flex-direction:column;gap:28px;animation:rise .9s cubic-bezier(.2,.7,.2,1) both}
.hero h1{font-family:var(--serif);font-size:clamp(2.5rem,5.6vw + .4rem,4.75rem);line-height:1.04;letter-spacing:-.025em}
.hero h1 em{font-style:italic;color:var(--accent)}
.hero .lead{max-width:34em}
.rule{width:56px;height:2px;background:var(--brass);border:0;margin:0}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line-strong);margin-top:8px}
.fact{padding:18px 20px 0 0;display:flex;flex-direction:column;gap:4px}
.fact+.fact{padding-left:20px;border-left:1px solid var(--line)}
.fact dt{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.fact dd{margin:0;font-family:var(--serif);font-size:1.0625rem;color:var(--ink);line-height:1.35}

/* Data-flow card */
.flow{margin:0;position:relative;background:var(--paper);border:1px solid var(--line-strong);border-radius:var(--radius);padding:clamp(22px,3vw,36px);box-shadow:var(--shadow);animation:rise 1s .12s cubic-bezier(.2,.7,.2,1) both}
.flow::before{content:"";position:absolute;left:-1px;top:28px;width:3px;height:56px;background:var(--brass)}
.flow-title{display:flex;justify-content:space-between;align-items:center;font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:20px}
.flow-title i{font-style:normal;color:var(--brass)}
.node{border:1px solid var(--line-strong);border-radius:4px;padding:16px 18px;display:flex;flex-direction:column;gap:6px;background:var(--ivory)}
.node small{font-size:13px;color:var(--muted)}
.node b{font-family:var(--mono);font-weight:500;font-size:14.5px;color:var(--ink);line-height:1.4}
.node-core{background:var(--ink);border-color:var(--ink);padding:20px 18px}
.node-core small{color:var(--on-ink)}
.node-core b{font-family:var(--serif);font-weight:500;font-size:1.0625rem;color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
.chips span{font-family:var(--mono);font-size:11.5px;color:var(--on-ink-strong);border:1px solid var(--line-ink);border-radius:999px;padding:3px 10px}
.node-out{background:var(--accent-soft);border-color:var(--accent)}
.link{height:44px;display:grid;place-items:center}
.link svg{width:16px;height:44px;overflow:visible}
.link line{stroke:var(--accent);stroke-width:1.5;stroke-dasharray:4 4;animation:dash 1.2s linear infinite}
.link path{stroke:var(--accent);stroke-width:1.5;fill:none;stroke-linecap:round;stroke-linejoin:round}

@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
@keyframes dash{to{stroke-dashoffset:-8}}

/* ===== Services ===== */
.services{background:var(--paper);border-bottom:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(16px,2.4vw,32px)}
.card{position:relative;background:var(--ivory);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(28px,4vw,52px);display:flex;flex-direction:column;gap:20px;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease}
.card:hover{transform:translateY(-3px);border-color:var(--line-strong);box-shadow:var(--shadow)}
.card-top{display:flex;justify-content:space-between;align-items:flex-start}
.icon{width:56px;height:56px;border:1px solid var(--line-strong);border-radius:50%;display:grid;place-items:center;background:var(--paper);color:var(--accent)}
.icon svg{width:26px;height:26px}
.card-no{font-family:var(--serif);font-size:3.25rem;line-height:1;color:var(--line-strong);letter-spacing:-.04em}
.card h3{font-family:var(--serif);font-size:clamp(1.5rem,1.4vw + 1rem,1.875rem);line-height:1.2;letter-spacing:-.012em}
.ticks{list-style:none;display:flex;flex-direction:column;gap:12px;border-top:1px solid var(--line);padding-top:22px;margin-top:4px}
.ticks li{position:relative;padding-left:30px}
.ticks li::before{content:"";position:absolute;left:0;top:.62em;width:16px;height:1px;background:var(--brass)}

/* ===== Process (dark) ===== */
.on-ink{background:var(--ink);color:var(--on-ink)}
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(20px,3vw,40px);counter-reset:s}
.step{position:relative;padding-top:36px;border-top:1px solid var(--line-ink);display:flex;flex-direction:column;gap:12px}
.step::before{content:"";position:absolute;left:0;top:-5px;width:9px;height:9px;border-radius:50%;background:var(--brass);box-shadow:0 0 0 5px var(--ink)}
.step-no{font-family:var(--serif);font-size:2.75rem;line-height:1;color:var(--brass);letter-spacing:-.03em}
.step h3{font-family:var(--serif);font-size:1.375rem;font-weight:500;color:#fff}
.step p{font-size:.9375rem;color:var(--on-ink)}

/* ===== About ===== */
.about-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:clamp(40px,7vw,104px);align-items:start}
.prose{display:flex;flex-direction:column;gap:20px}
.prose p{max-width:36em}
.extract{background:var(--paper);border:1px solid var(--line-strong);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.extract-head{display:flex;justify-content:space-between;align-items:center;padding:16px 28px;border-bottom:1px solid var(--line);background:var(--stone);font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.extract dl{margin:0}
.extract .row{padding:18px 28px;border-bottom:1px solid var(--line);display:grid;gap:4px}
.extract .row:last-child{border-bottom:0}
.extract dt{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.extract dd{margin:0;color:var(--ink);font-weight:500;font-size:1.0625rem}
.extract dd.mono{font-weight:500;letter-spacing:.02em}

/* ===== FAQ ===== */
.faq-sec{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.faq-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(32px,6vw,96px);align-items:start}
.faq-grid .section-head{margin-bottom:0}
.faq{border-top:1px solid var(--line-strong)}
.faq details{border-bottom:1px solid var(--line-strong)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:26px 0;font-family:var(--serif);font-size:clamp(1.125rem,.8vw + 1rem,1.375rem);line-height:1.3;color:var(--ink);transition:color .2s}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--accent)}
.faq summary::after{content:"";flex:none;width:12px;height:12px;background:linear-gradient(currentColor,currentColor) 50% 50%/12px 1.5px no-repeat,linear-gradient(currentColor,currentColor) 50% 50%/1.5px 12px no-repeat;transition:transform .25s ease}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details>div{padding:0 40px 28px 0;max-width:40em}

/* ===== Contacts ===== */
.contact{background:var(--stone)}
.tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(12px,1.6vw,20px)}
.tile{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;display:flex;flex-direction:column;gap:10px;min-width:0}
.tile .icon{width:44px;height:44px;margin-bottom:8px}
.tile .icon svg{width:20px;height:20px}
.tile dt{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.tile dd{margin:0;color:var(--ink);font-weight:500;overflow-wrap:anywhere;font-style:normal}
.tile address{font-style:normal}
.tile a{color:var(--ink);text-decoration-color:var(--brass)}
.tile a:hover{color:var(--accent)}
.contact .section-head{max-width:640px}
.contact-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:clamp(32px,6vw,96px);align-items:center}
.contact-grid .section-head{margin-bottom:0}
.tile-lg{padding:clamp(28px,4vw,48px)}
.tile-lg dl{margin:0;display:flex;flex-direction:column;gap:10px}
.tile-lg dd{font-family:var(--serif);font-weight:400;font-size:clamp(1.25rem,1vw + 1rem,1.5rem);line-height:1.45}

/* ===== Buttons (utility only; no sales CTAs) ===== */
.copy{font:inherit;font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);background:transparent;border:1px solid var(--line-strong);border-radius:999px;padding:3px 12px;cursor:pointer;align-self:flex-start;transition:background .2s,color .2s,border-color .2s}
.copy:hover{background:var(--accent);border-color:var(--accent);color:#fff}
.copy[hidden]{display:none}
.site-footer .copy{color:var(--on-ink-label);border-color:var(--line-ink);margin-left:8px;padding:1px 10px}
.site-footer .copy:hover{background:var(--on-ink-label);border-color:var(--on-ink-label);color:var(--ink)}

/* ===== Footer ===== */
.site-footer{background:var(--ink);color:var(--on-ink);font-size:15px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1.2fr .8fr .8fr;gap:clamp(28px,4vw,56px);padding-top:clamp(48px,6vw,80px);padding-bottom:clamp(40px,5vw,64px)}
.footer-grid h2{font-family:var(--mono);font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--on-ink-label);margin-bottom:18px}
.footer-brand{font-family:var(--serif);font-size:1.375rem;color:#fff;margin-bottom:14px;font-weight:500}
.footer-grid address{font-style:normal;display:flex;flex-direction:column;gap:2px}
.footer-grid ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.site-footer a{color:var(--on-ink-strong);text-decoration:none;background:linear-gradient(var(--brass),var(--brass)) 0 100%/0 1px no-repeat;transition:background-size .25s}
.site-footer a:hover{background-size:100% 1px;color:#fff}
.bank{display:flex;flex-direction:column;gap:6px}
.bank .mono{color:var(--on-ink-strong);font-size:14px;letter-spacing:.02em}
.footer-bar{border-top:1px solid var(--line-ink)}
.footer-bar .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 32px;padding-top:22px;padding-bottom:22px;font-size:13px;color:var(--on-ink)}

/* ===== Legal pages ===== */
.page-head{border-bottom:1px solid var(--line);background:var(--ivory);padding:clamp(40px,6vw,80px) 0 clamp(32px,4vw,56px)}
.crumbs{font-family:var(--mono);font-size:12px;letter-spacing:.06em;color:var(--muted);margin-bottom:28px}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:8px}
.crumbs li+li::before{content:"/";margin-right:8px;color:var(--line-strong)}
.crumbs a{color:var(--muted)}
.page-head h1{font-family:var(--serif);font-size:clamp(2.25rem,4.4vw + .5rem,3.75rem);line-height:1.08;letter-spacing:-.022em;margin:18px 0 16px}
.meta{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.legal{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(32px,6vw,96px);align-items:start;padding-top:clamp(40px,6vw,72px);padding-bottom:var(--section)}
.toc{position:sticky;top:104px;border-left:1px solid var(--line-strong);padding-left:20px}
.toc summary{cursor:pointer;font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:4px 0 12px;list-style:none}
.toc summary::-webkit-details-marker{display:none}
.toc ol{list-style:none;display:flex;flex-direction:column;gap:8px;font-size:14.5px;line-height:1.4}
.toc a{color:var(--body);text-decoration:none}
.toc a:hover{color:var(--accent)}
.article{max-width:46rem;display:flex;flex-direction:column;gap:18px;color:#2B3646}
.article h2{font-family:var(--serif);font-size:clamp(1.375rem,1vw + 1.1rem,1.75rem);line-height:1.25;letter-spacing:-.01em;margin-top:30px;padding-top:30px;border-top:1px solid var(--line)}
.article h2:first-of-type{margin-top:14px}
.article ul{display:flex;flex-direction:column;gap:10px;padding-left:22px}
.article li::marker{color:var(--brass)}
.article strong{color:var(--ink);font-weight:600}
.article .intro{font-size:1.125rem;line-height:1.7}

/* ===== 404 ===== */
.nf{min-height:60vh;display:grid;align-items:center;padding:var(--section) 0}
.nf .wrap{width:100%}
.nf-code{font-family:var(--serif);font-size:clamp(5rem,16vw,11rem);line-height:.9;color:var(--line-strong);letter-spacing:-.05em;margin-bottom:24px}
.nf .lead{margin-top:14px}
.nf ul{list-style:none;display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:28px}

/* ===== Responsive ===== */
@media (max-width:1040px){
  .tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:48px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:959px){
  .hero-in,.about-grid,.faq-grid,.cards,.contact-grid{grid-template-columns:minmax(0,1fr)}
  .legal{grid-template-columns:minmax(0,1fr)}
  .toc{position:static;border-left:0;padding:16px 20px;border:1px solid var(--line-strong);border-radius:var(--radius);background:var(--paper)}
  .toc summary{padding:0}
  .toc[open] summary{padding-bottom:14px}
}
@media (max-width:640px){
  .header-in{padding-top:12px;padding-bottom:10px}
  .nav{width:100%;gap:2px 22px;font-size:14px}
  .facts{grid-template-columns:minmax(0,1fr)}
  .fact,.fact+.fact{padding:14px 0;border-left:0;border-bottom:1px solid var(--line)}
  .tiles,.steps,.footer-grid{grid-template-columns:minmax(0,1fr)}
  .card-no{font-size:2.5rem}
  .faq details>div{padding-right:0}
}

/* ===== Motion & print ===== */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
}
@media print{
  body{background:#fff;color:#000;font-size:11pt}
  .site-header,.toc,.site-footer .copy,.skip,.hero::before,.flow{display:none!important}
  .site-footer,.on-ink,.hero,.services,.faq-sec,.contact{background:#fff!important;color:#000!important}
  .site-footer a,.on-ink h2,.on-ink h3,.on-ink p,.footer-grid h2,.footer-brand{color:#000!important}
  .article h2{break-after:avoid}
  a{color:#000}
  .legal{display:block}
}